ElderGrade

Medicaid and nursing homes, state by state

Medicaid is the largest payer of long-term nursing home care in the United States. Whether a home accepts it decides where someone can stay once their savings are gone — which is why it is worth checking before anyone moves in, not after.

A state capitol building
Photo: Ken Lund · BY-SA 2.0
State Programme name Homes Accept Medicaid Share
Alabama Medicaid 224 218 97%
Alaska Medicaid 20 20 100%
Arizona AHCCCS / ALTCS 140 113 81%
Arkansas Medicaid 221 220 100%
California Medi-Cal 1,165 1,120 96%
Colorado Medicaid 210 186 89%
Connecticut HUSKY Health 191 183 96%
Delaware Medicaid 44 40 91%
District of Columbia DC Medicaid 17 17 100%
Florida Medicaid 694 668 96%
Georgia Medicaid 356 346 97%
Guam Medicaid 1 1 100%
Hawaii Med-QUEST 43 41 95%
Idaho Medicaid 80 75 94%
Illinois Medicaid 667 645 97%
Indiana Hoosier Care 507 498 98%
Iowa Iowa Health Link 388 384 99%
Kansas KanCare 296 292 99%
Kentucky Medicaid 267 260 97%
Louisiana Healthy Louisiana 266 247 93%
Maine MaineCare 78 78 100%
Maryland Medicaid 221 215 97%
Massachusetts MassHealth 341 330 97%
Michigan Michigan Medicaid 422 418 99%
Minnesota Medical Assistance (MA) 338 332 98%
Mississippi Medicaid 202 197 98%
Missouri Medicaid 487 477 98%
Montana Montana Medicaid 60 60 100%
Nebraska Heritage Health 180 179 99%
Nevada Medicaid 66 58 88%
New Hampshire NH Medicaid 73 71 97%
New Jersey NJ FamilyCare 348 331 95%
New Mexico Centennial Care 68 66 97%
New York NY Medicaid 594 589 99%
North Carolina NC Medicaid 419 400 95%
North Dakota Medicaid 72 72 100%
Ohio Medicaid 922 914 99%
Oklahoma SoonerCare 283 277 98%
Oregon Oregon Health Plan 128 122 95%
Pennsylvania Medicaid 656 599 91%
Puerto Rico Medicaid 9 0 0%
Rhode Island RIte Care 72 72 100%
South Carolina Healthy Connections 187 159 85%
South Dakota Medicaid 96 95 99%
Tennessee TennCare 303 280 92%
Texas Texas STAR+PLUS 1,177 1,135 96%
Utah Utah Medicaid 97 84 87%
Vermont Green Mountain Care 33 32 97%
Virginia Medicaid 289 276 96%
Washington Apple Health 193 189 98%
West Virginia Medicaid 123 118 96%
Wisconsin BadgerCare Plus / Family Care 323 317 98%
Wyoming Medicaid 36 36 100%

How Medicaid eligibility works, in outline

Both income and countable assets have to fall under the limits your state sets. Many people get there by spending down — paying privately until savings are exhausted. There is a look-back period on assets given away before applying, five years in most states, and transfers inside that window can create a penalty period during which Medicaid will not pay.

A spouse who stays at home is protected by spousal impoverishment rules that shelter a share of income and assets. These protections are significant, and families routinely fail to claim them.

The rules are complex, state-specific and change. This page is orientation, not advice — talk to your state Medicaid agency, your Long-Term Care Ombudsman, or an elder law attorney licensed in your state.